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Q: What can you suggest about helping one's adult children purchase a home? Our son and daughter-in-law currently rent a home, and pay $1,100 a month in rent. That could pay for a pretty decent monthly mortgage. However, coming up with the down payment for a home of approximately $200,000 is not easy for them. We can afford to help them with most - if not all - of the down payment. We would like to help them, but are concerned, just a little bit, about simply handing them an "early inheritance"...